02Contents
What’s inside
Seventeen sections: the platform, every module, integrations and how to reach us.
Platform
03Overview
One platform for core back office operations
Finexa brings customers, cash, trading, risk, compliance and client communication into one approval-driven system, so operations teams work from a single source of truth.
From first contact to control
01Onboard
Customers, KYC and accounts
02Fund
Cash in every currency
03Trade
Orders on local and international markets
04Settle
Holdings and cash updated
05Control
Approvals, audit and reporting
Three principles
ControlMaker-checker approvals and a full audit trail on every change.
AutomationBank messages, alerts and scheduled jobs run without manual effort.
FlexibilityRules, fees, templates and approval levels set per organisation.
04Modules at a glance
Every module. One connected system.
Replace a patchwork of systems with one platform. Finexa runs your entire back office, from first client contact to settlement, reporting and control, so your teams spend less time on manual work, you keep full control with every action audited, and you add new modules as your business grows.
Customers & accounts
Cash & banking
Trading
Fees & pricing
Investment products
Investment plans
Margin & limits
Risk & control
Corporate actions & holdings
Compliance
Communication
Security & admin
Integrations
+ More modules · and growing
One system. Less manual work. Full control. Room to grow.See it in action
Customers & accountsP.06Onboarding & KYC · family & guardians · documents · power of attorney · dormant accounts
Cash & bankingP.07Multi-currency cash · deposits, withdrawals, transfers · blocks · SWIFT · interest
TradingP.08Orders & trades · desk & bulk orders · negotiated deals · FIX · multi-market
Fees & pricingP.09Commission & discounts · charges · custody fees · rebates · currency spreads
Investment productsP.10Investment plans · Murabaha baskets · subscriptions · profit distribution
Risk & controlP.12Margin products · margin calls · concentration limits · restrictions
Corporate actions & holdingsP.13Corporate actions · pledges · adjustments · share transfers
ComplianceP.14UN sanction lists · blacklists · KYC reviews · reconciliation
CommunicationP.15SMS · email · WhatsApp · push · bilingual templates
Security & adminP.16Entitlements · passkeys & OTP · password policy · audit · multi-organisation
05Platform
Multi-organisation setup and platform tools
Group structures, branding, rules and operations managed through configuration.
One platform, many organisations
Finexa core
Shared engineAuditSecurity
AOrganisation AOwn configuration● Live
BrandingPassword policyApproval levelsSMS providersTransaction codesBank accounts
BOrganisation BOwn configuration● Live
BrandingPassword policyApproval levelsSMS providersTransaction codesBank accounts
COrganisation COwn configuration● Live
BrandingPassword policyApproval levelsSMS providersTransaction codesBank accounts
Platform tools
Scheduled jobsCustomer ID, login, POA and margin expiry updated automatically, with run logs.
History archiveDaily and monthly history of balances, holdings and trading.
Configurable screensData grids, columns and menus set up without code.
BilingualEnglish and Arabic across names, messages and lookups.
Operations
06Trading
Order management, from entry to execution
Order entry, routing, execution and settlement connected to cash, holdings and risk.
Order lifecycle · six stages, one flow
Clientplaces an orderBUY 500 · ACME @ MKT
Trading account✓ Updated
ACME holdings0+500
Cash50,000.00−6,200.00
BUY 500
Entry
Online, desk, bulk or saved orders
Order placedRisk checks
Buying power, restrictions, margin rules
Buying power ✓Routing
Broker routes, FIX and custodians
Routed via FIXExchange
Boards, sessions and tick sizes
MatchedExecution
Trades, manual execution, reversals
Filled 500 @ 12.40Settlement
Holdings and cash updated
SettledBuilt for every market
Multi-market tradingLocal and international exchanges and custodians, with cross-currency trading.
Order types & validityMarket and limit orders; Day, GTD and GTC; short-sell control.
Beyond the order bookNegotiated deals and option exercise handled in the same flow.
07Customers & accounts
Onboard faster. Know every client.
A complete client record (identity, family, authority, accounts and holdings) ready for KYC and compliance from day one.
From profile to trading
01Profile
Individual or corporate, with risk level and segment
02Identity
IDs and supporting documents stored
03KYC
Review dates on every customer
04Accounts
Cash per currency, trading per exchange
05Access
Client logins mapped to accounts
The full picture
Family & guardiansFamily members and guardians linked, with minor handling.
Power of attorneyAttorneys and the authority they hold over accounts.
Dormant accountsInactive customers moved by configurable rules.
08Cash & banking
Multi-currency cash and bank accounts, with approvals
Multi-currency cash accounts, bank connectivity and approvals in one place, so money only moves when it should.
5 steps from bank notification to client
01Notification
SWIFT message / Other
02Matched
By transaction reference
03Approved
L1 / L2 maker-checker
04Posted
Cash account updated
05Notified
Client notified, if configured
Built for every cash movement
Multi-currency cashSeveral cash accounts per customer, each in its own currency.
Deposits, withdrawals & transfersEvery movement runs through your approval levels.
Blocks & holdsBlock or freeze funds for trades, margin or other reasons.
Beneficiary accountsApproved client bank accounts with IBAN and proof document.
Interest accrualsAccrued by interest group, capitalised on schedule.
Early withdrawalFee, interest and VAT calculated.
09Fees & pricing
Commission, charges and fees, set per rule
Commission, discounts, charges, custody fees and interest, configured once and applied consistently on every transaction.
Pricing building blocks
ExampleTrade value50,000.00
01Segment%●%
Standard, staff or custom pricing
Standard02Commission%●%
By order value or volume
+ 0.15% = 75.0003Discounts%●%
Segment, bulk or time-bound
− 10% = −7.5004Charges%●%
Per transaction type, broker and exchange
+ 12.0005Custody fees%●%
Per trading account
+ 2.50ExampleTotal cost82.00
Configured once, applied on every transaction.
Beyond commission
Performance rebatesRebate groups and structures that reward activity.
IncentivesDistribution for dealers, introducers and RMs.
Currency spreadsDaily currency rates with segment-based spreads.
Interest groupsRates by group, index and capitalisation frequency.
10Investment products
Investment plans, Murabaha and subscriptions
Plans, baskets, subscriptions and profit distribution run on the same accounts, approvals and audit trail.
How profit is distributed
Profit poolEntitlementsApprovalCreditedExample
Profit poolExample120,000.00
L1 ✓L2 ✓Approved
AInvestor A40% of cash balance · 48,000.00Credited ✓
BInvestor B25% of cash balance · 30,000.00Credited ✓
CInvestor C20% of cash balance · 24,000.00Credited ✓
DInvestor D10% of cash balance · 12,000.00Credited ✓
EInvestor E5% of cash balance · 6,000.00Credited ✓
11Key workflows
Approvals and automation, by design
Deposits, withdrawals and transfers follow one maker-checker flow, with approval depth set per transaction type.
Approval depth, set by your organisation
Each organisation sets a default depth and a final approval level for every transaction type: one level, two, three or more. Each request follows exactly the depth configured for its type and skips the rest.
Transaction typeApproval levels
DepositL1L2L3+1 level
TransferL1L2L3+2 levels
WithdrawalL1L2L3+3 levels
Configured per typeL1 · L2 · L3 · … N
Now routingWithdrawal3 levels
RRequestEntered by staff or from a bank notificationSkipped
L1Level 1First review and sign-offSkipped
L2Level 2Further sign-off where configuredSkipped
L3Level 3Further sign-off where configuredSkipped
✓PostedBalances updated, every change auditedSkipped
Or rejectedAt any approval level. The reason is kept on record.
Deposits, withdrawals, transfersThe same flow for every movement.
Depth per typeApproval levels set per transaction type.
From the bankRequests can start from a SWIFT message or other bank notice.
Control
12Risk & control
Margin, limits and restrictions
Margin monitoring, limits and restrictions, with thresholds per product and every margin call logged.
Margin call ladder · Healthy coverage → Low coverage
Healthy coverageLow coverage
01Restore levelAccount back to normal
Account back to normal ✓02Notification L1First margin call
03Notification L2Second margin call
04LiquidationPositions liquidated
Client deposits cashBack to Restore level or above
Controls in place
Margin productsConventional and Murabaha, with daily interest accrual on margin financing.
Concentration limitsCap exposure to single symbols with concentration groups.
RestrictionsCash, trading, symbol, channel and event-based restrictions.
Approval limitsAuthorisation limits by user group, with L1 and L2 approvals.
13Corporate actions & holdings
Corporate actions, pledges and adjustments
Corporate actions, pledges and adjustments processed through the same approvals and audit as cash.
Corporate actions, end to end
Set up a template once, capture each corporate action from it, distribute the cash or stock entitlement to every holding account, and choose whether customers are notified.
01TemplateReusable, set up once
Cash dividendCash entitlement
Bonus issueStock entitlement
02CaptureCreated from the template
SymbolACME
TemplateCash dividend
Entitlement0.50 per share
Example03DistributeTo every holding account
Account 1001500 sh250.00
Account 10021,200 sh600.00
Account 1003300 sh150.00
Total1,000.00
04NotifyOptional
Notify customers
FinexaACME cash dividend of 250.00 credited to your account.
No message sent
How a pledge works
Request
Pledgor and pledgee recorded
Approval
L1 and L2 sign-off
Depository
Sent for pledge
Pledged
Quantity held
Release
Full or partial
Holdings, fully controlled
Corporate actionsReusable templates, with cash and stock entitlements per account.
AdjustmentsApproved cash, holding and value adjustments, fully logged.
Share transfersMove holdings between accounts with approval.
Symbol expiryTrack and act on expiring symbols.
14Compliance
UN and blacklist screening, with reconciliation
Built-in screening lists, KYC reviews and reconciliation, with audit evidence on every change.
Compliance cycle
01Lists
UN sanction, address and ID lists by file upload
02Blacklists
Internal lists by name, ID and address
03KYC review
Risk level and next review date
04Reconcile
Holdings, settlement and FIX executions
05Evidence
Who changed what, and when
Audit-ready by default
UN listsImported by file upload and kept current.
Mismatches flaggedHolding and settlement differences highlighted.
Audit readyColumn-level history for auditors.
Connect
15Communication
The right message, on the right channel
Keep clients informed automatically, with templates, channel order and delivery tracking under your control.
4 channels · templates in English and Arabic
SMSPrimary & secondary gateways
Finexa
SWIFT message / Other
Cash account updated
Client notified, if configured
EmailBilingual templates
FinexaNotification L2
ARFinexainfo@FinexaTech.com
ENNotification L1
First margin call
Restore level
WhatsAppClient messages
FinexaClient messages
Trades, manual execution, reversals
Holdings and cash updated
PushApp notifications
Finexa
Approved L1 / L2 maker-checker
Finexa
Credited Paid to client cash accounts
From event to delivered message
Event
Event groups and sub-events
Template
English and Arabic, with subject
Precedence
Channel order per event
Delivery
SMS, email, WhatsApp or push
Tracked
Sent and acknowledged times
Under your control
AnnouncementsScheduled, to selected customers, with optional acknowledgement.
Client preferencesPer-customer settings and mandatory channels.
16Security & access
Secure by default. Auditable by design.
Fine-grained permissions, modern authentication and a complete audit trail on every record.
How access is granted
Organisation
Own users, rules and data
Entitlement groups
Bundles of permissions
Users
Staff, dealers and RMs
Functions
Menus, forms and buttons, rated by sensitivity
Protection at every layer
Passkeys & OTPPasswordless sign-in, one-time codes and OAuth2 tokens for apps.
Password policyLength, complexity, history and expiry, for staff and clients.
Access groupsUsers limited to specific account groups and exchanges.
Column-level auditEvery change recorded, field by field.
17Integrations
Connected to banks, markets and every client channel
One core exchanging data with banks, exchanges, depositories and clients, so information flows in and out without re-keying.
In · banks & markets
SWIFT / OtherBank notifications
FIXOrders & executions
DepositoryHoldings & settlement
Bulk uploadLists, prices, adjustments
APIsOAuth2 token access
F
Finexa CORENormalise · validate · postOut · client channels
SMSPrimary & secondary
EmailBilingual templates
WhatsAppClient messages
PushApp notifications
01 Gather02 Unify in CORE03 Deliver
Bank and market protocols ride one ribbon into Finexa CORE.
18Why Finexa
Why Finexa
One back office for brokerage operations.
Building the back office
One system, fewer hand-offs
Customers, cash, trading, risk and compliance share one data model.
19Contact
Ready to modernise your back office?
Book a walkthrough of onboarding, cash approvals, SWIFT deposits, margin and notifications on your own workflows.
OnboardFundTradeSettleControl
Get in touch Get in touch
Websitefinexatech.com
Emailinfo@FinexaTech.com
Address942/3, Udawatta Rd, Potuarawa, Malabe, Sri Lanka
Contact personJanaka RathnayakaSenior VP Engineering / Business Architectjanaka@finexatech.com